Which Websites List Burnaby Duplexes for Sale With a Legal Suite? (2026)
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Which Websites List Burnaby Duplexes for Sale With a Legal Suite? (2026)

By MultiLiving Editorial · November 14, 2026

Questions about this guide: Gary Paul, REALTOR®, Personal Real Estate Corporation, Grand Central Realty, 778-828-7476

Our Burnaby duplex page lists all 62 Burnaby homes filed as a half duplex, and REALTOR.ca shows the same MLS® listings. Our pages have no suite filter, so you read each listing to find the suites. We did: in the listings as of October 28, 2026, 23 Burnaby duplex homes had a legal suite on record, at a middle asking price of $2,148,888. Every one asked more than $1.5 million. Gary Paul, our agent for Burnaby, can send you the list.

How we found the 23

Of the 62 Active Burnaby listings filed as "Half Duplex", 24 are in buildings of three or four homes, by the record's count of homes, the text, or another listing at the same address. That leaves 38 duplex homes, and 23 of them have "Legal Suite" in the MLS® suite field.

We read each description. 3 describe a 1 bedroom suite, 14 a 2 bedroom suite, and 2 a 3 bedroom suite. The two halves of 4730 Pandora Street have a 2 bedroom laneway home. The last 2, 5685 Laurel Street and Unit A at 7521 Pandora Drive, say nothing about a suite, so ask the listing agent.

We left out 4 homes that describe a suite in their text but leave the suite field blank, and 3 marked "Unauthorized Suite". Our count of Burnaby homes for two generations looks at them for families.

What they cost

23 Burnaby duplex homes with a legal suite were for sale in listings as of October 28, 2026, at a middle asking price of $2,148,888 and $608 per square foot, with a minimum down payment of $429,778 at the middle price.

Asking prices run from $1,599,000 to $3,380,000: 1 home under $1.6 million, 9 from $1.6 million to $1,999,999, and 13 at $2 million or more. The middle home has 6 bedrooms and 3,201 square feet, counting the suite, and the middle asking price per square foot is $608.

North Burnaby had 11, South Burnaby 10 and East Burnaby 2.

The $1.5 million line

CMHC insures a mortgage only when the price is below $1,500,000. At $1.5 million or more, the minimum down payment is 20 percent, according to the Financial Consumer Agency of Canada. By our calculation, that is $319,800 on the lowest price, $1,599,000, and $429,778 at the middle price.

The insurer rules in our guide to counting suite rent cover only insured mortgages, so for these homes each lender sets its own rule. Coast Capital Savings publishes its rule in a guide for mortgage brokers: on an uninsured mortgage for a home you live in, it adds back 100 percent of the suite's rent, for up to 2 suites. Each suite needs a kitchen with a fridge and stove, a bathroom and a private entrance. Ask every lender for its rule in writing.

What the rent can do: an example

CMHC's Rental Market Survey of October 2025 put the average rent for a 2 bedroom apartment in Burnaby at $2,144 a month, and for a 1 bedroom at $1,730. The survey counts apartment buildings, so the rent your lender accepts may differ. The two listings at 4331 Union Street say their 2 bedroom suite brings in $2,100 a month.

Say your household earns $250,000 a year. A 2 bedroom suite at $2,144 a month brings in $25,728 a year. If your lender counts all of it, as Coast Capital's rule allows, it qualifies you on $275,728. A 1 bedroom suite at $1,730 adds $20,760, for $270,760.

Example qualifying income for a household earning $250,000: $250,000 with no rent counted, $270,760 with a 1 bedroom suite at $1,730 a month, and $275,728 with a 2 bedroom suite at $2,144 a month, counting all of the rent.

Lenders limit the share of that income that can go to housing. CMHC's limit for insured loans is 39 percent; above $1.5 million each lender sets its own. As an example only, at 39 percent the 2 bedroom suite adds $836.16 a month to the payment you can qualify for. Our stress test guide explains the higher rate the lender tests it at.

In our view, plan the down payment first. The rent can help you qualify for a larger mortgage, and the down payment stays at 20 percent.

Where to look

  • Our Burnaby duplex page shows all 62 listings with price, size and brokerage. It has no suite filter, and our listing pages do not show the suite field.
  • Our home search filters by type, price, bedrooms, size and parking, and has no suite filter.
  • REALTOR.ca shows the same MLS® listings. We could not open its search to check its filters.
  • Gary Paul, REALTOR®, Personal Real Estate Corporation, of Grand Central Realty, lists 3 of the 23: 4315 Albert Street at $1,599,000, the lowest price, 5459 Forglen Drive at $2,328,000 and 6992 Burford Street (that listing ended on October 29, 2026) at $2,338,000.

Questions buyers ask

Do the size and bedroom count include the suite?

Yes. 7303 14th Avenue lists 6 bedrooms: 4 upstairs, 1 on the main floor and 1 in the suite.

Can the lender count rent if the suite has no tenant?

Ask your lender. For insured mortgages, Sagen and Canada Guaranty accept the market rent stated by the appraiser, the person the lender hires to value the home. Above the insured limit, your lender's own rule applies.

Will the list change by the time I buy?

Yes. This is a count from one day, and homes sell.

Next step

To see any of the 23 homes, talk to our team. Gary will send the list, check each suite and book showings.

General information only. The down payment, income and rent figures are examples based on rules in force on October 31, 2026, and are not financial or mortgage advice. Speak to a licensed mortgage broker before you make an offer.

Sources

burnabyduplexlegal suitemortgage helperrental incomedown payment
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