Pre-Occupancy Checklist for a New Home in BC
The weeks before you get the keys to a brand new home are full of small jobs with fixed dates. This checklist puts them in order, from the day the completion notice arrives to the end of your first year, with the BC rule behind each date.
Questions about this guide: Gary Paul, REALTOR®, Personal Real Estate Corporation, Grand Central Realty, 778-828-7476
Key Topics
Send the notice to your lawyer that day
Your lawyer or notary prepares the transfer, works out the final amount and registers the home in your name. The earlier they have the completion notice, the less anyone has to rush.
Walk through before the keys
Write down every item that needs fixing, photograph it, and get the list signed by both sides. That list is the record of what the seller agreed to fix.
Insurance from completion day
The strata insures the building. The Province of BC advises owners to insure their belongings, improvements, liability, living costs after a loss and their share of a strata deductible.
Power on before you arrive
BC Hydro asks you to contact it well before your move-in date. A new account adds a $13.50 plus GST charge to your first bill.
Keep the care guide
The warranty does not pay for damage from poor upkeep. It can refuse a claim on those grounds only for care steps you were given, so keep them and follow them.
Mark the warranty dates
On a strata home, cover runs 12 months inside your home, 15 months on shared parts and 24 months on the main systems, windows and doors. Report problems in writing before each date.

What to Do, in the Order It Happens
Before you move into a new home in BC: send the completion notice to your lawyer, book the walk-through, start home insurance on completion day and open your BC Hydro account. After you move in: give ICBC your new address within 10 days, apply for the home owner grant, and report problems in writing before the warranty dates.
- Step 1
The day the completion notice arrives
The seller tells you the home is ready and gives you the date you must complete by. Most of the dates below count from that notice.
- Send the notice to your lawyer or notary the same day. They prepare the transfer, work out the final amount you owe and register the home in your name.
- Tell your lender the completion date, and send anything it still needs to release the mortgage.
- Work out the money you need on completion day. Our page on what you pay on completion day covers GST, the first-time buyers' GST rebate and property transfer tax.
- Ask the seller when your walk-through is booked. Your purchase contract says when it happens and how the list of items to fix is handled.
- Book movers, and book time off work for completion day and the day after.
- Step 2
Two weeks before completion
This is the paperwork that is easy to forget until the day you need it.
- Buy home insurance that starts on completion day, and ask your lender what proof of insurance it needs before it sends the money.
- Open your BC Hydro account. BC Hydro asks you to contact it well before your move-in date so the power is on when you arrive. A new account adds a $13.50 plus GST charge to your first bill, and some accounts need a deposit.
- Book internet installation for your first week, and natural gas service if the home has gas.
- Ask the seller for the strata bylaws and rules, the interim budget, and how many keys, fobs and garage remotes you will get.
- Ask for the home warranty certificate, so you know the name of the warranty provider, your policy number and the date your cover starts.
- Step 3
Walk-through day
You walk through the finished home with someone from the seller's team and write down everything that needs fixing. Plan for more than an hour, and bring someone with fresh eyes.
- Bring your phone for photos, a roll of blue painter's tape to mark each spot, a phone charger to test outlets, your contract and the list of finishes you chose.
- Open and close every door, window, drawer and cupboard. Check that each one closes fully and locks.
- Run every tap and shower, flush every toilet, and look under each sink for drips.
- Switch on every light, fan and appliance. Turn the heat on, and the cooling if the home has it, even in the wrong season.
- Look along floors, walls, counters and tile for chips, scratches, gaps and paint marks.
- Check that the appliances, finishes and upgrades in your contract are the ones in the home.
- Walk the outside too: your entry, patio, parking space, storage and the shared areas, which you own together with your neighbours.
- Get the list signed by both sides, keep a copy, and ask when each item will be fixed and who to call about it.

More on doing this well, and on who fixes what afterwards: the walkthrough and the warranty.
- Step 4
Completion day
Most of the work today is your lawyer's. Yours is to collect what you are owed.
- Your lawyer or notary sends the money and registers the transfer. They tell you when the keys can be released.
- Collect every key, fob, garage remote and mailbox key, and count them against the number you were told.
- Collect the papers: the warranty certificate, the care guide for the home, appliance manuals and warranties, and the strata documents.
- Keep the statement of adjustments from your lawyer. It shows what you paid and how costs such as strata fees and property tax were split with the seller.
- Step 5
Move-in day
Do these before the furniture arrives, while every floor and wall is still easy to see.
- Photograph every room, and every item from your walk-through list. Dated photos make a warranty claim easier later.
- Find the main water shut-off, the electrical panel, and the gas shut-off if the home has gas.
- Test every smoke alarm and carbon monoxide alarm.
- Run each tap for a minute and check under the sinks again.
- Change the code on any keypad lock and garage opener. Many people had access to the home while it was being finished.
- Cover the floors and door frames where the movers will carry furniture.

- Step 6
In the first 10 days
One of these has a legal deadline. The rest stop mail and bills going to your old address.
- Update your address with ICBC. ICBC requires the address of your new home within 10 days of moving, and asks you to keep your vehicle licence, registration and insurance up to date.
- Set up mail forwarding, and change your address with your bank, your employer and the Canada Revenue Agency.
- Read the strata bylaws and rules, so you know the rules on parking, pets, noise and garbage before you need them.
- Step 7
In the first year
These dates are months away, so put them in your calendar now.
- If you claimed the Newly Built Home Exemption from property transfer tax, the Province of BC requires you to move in within 92 days of the date the home was registered and to keep it as your main home for the rest of the first year.
- Apply for the home owner grant. The Province of BC says you must apply each year, that applying online is fastest, and that you should apply before your property tax due date to avoid late penalties. You can still apply up to December 31 of that tax year.
- Write down each problem as you find it, with photos and the date, and send written notice to the warranty provider and to the company that built the home.
- Follow the care guide. The warranty does not pay for damage caused by poor upkeep, so keep a note of what you did and when.
- Go to the first strata meeting. The owners elect the first strata council there, and the seller must hand over the strata's records, including the warranties, manuals and care steps for the shared parts of the building.
Sources: ICBC, Moving within BC; BC Hydro, Move or cancel your service and New BC Hydro customers; Province of BC, Home owner grant, Apply for your home owner grant and Newly Built Home Exemption; Homeowner Protection Act Regulation, sections 11, 14 and 16. All read November 6, 2026. Full list at the end of the page.
The Papers to Collect by Completion Day
Put them in one folder, and keep a photo of each one on your phone.
Source: Homeowner Protection Act Regulation (B.C. Reg. 29/99), sections 14 and 16, BC Laws, current to November 3, 2026, read November 6, 2026. The interim budget covers the first 12 months under section 13 of the Strata Property Act.
The Warranty Dates on a Strata Home
Cover on your own home starts on the earlier of the day someone first lives in it and the day title passes to you. Cover on the shared parts starts when the first home in the building starts.
Defects in materials and labour inside your own home
Defects in materials and labour in the shared parts of the building
Defects in the electrical, plumbing, heating, ventilation and air conditioning systems, and in the outside walls' cladding, caulking, windows and doors
Defects in the building envelope, the parts that keep water out
Defects in the structure
Source: Homeowner Protection Act Regulation (B.C. Reg. 29/99), Schedule 3, sections 1, 2, 3 and 5, BC Laws, current to November 3, 2026, read November 6, 2026. Read your own warranty certificate for the exact terms. More detail: the 2-5-10 new home warranty, explained.
Our view
In our view, two visits matter more than everything else on this list. The first is the walk-through, because the signed list is the record of what the seller agreed to fix. The second is a slow walk around your home in month 11, a few weeks before the 12-month date. Small problems show up once a home has been lived in: a door that sticks after the first winter, a crack in the caulking by the tub, a cupboard that no longer closes. Send them in writing while they are still covered.
Do the same in month 14 for the shared parts of the building, ideally together with your neighbours, and in month 23 for the heating, plumbing, wiring, windows and doors.
The first strata meeting is worth your time as well. Until it happens, the seller does the job of the strata council. The Strata Property Act says the seller sets an interim budget for the first 12 months, pays any shortfall within 8 weeks, and must hold the first annual general meeting in the 6 weeks after 50% plus one of the homes are sold, or 9 months after the first sale, whichever comes first. At that meeting the owners elect their own council.
Source: Strata Property Act, sections 5, 13, 14, 16 and 20, BC Laws, current to November 3, 2026, read November 6, 2026. The month 11, 14 and 23 checks are our own advice.
General information only. The property transfer tax exemption conditions, home owner grant rules, warranty periods, ICBC deadline and BC Hydro account charge on this page are based on the rules as of the dates noted. They are not legal, tax or insurance advice. Tax rules, grant rules and service charges change. Always ask your own lawyer or notary, your insurer and your lender about your purchase, and read your own warranty certificate and purchase contract for the exact terms.
Where these rules come from
- Homeowner Protection Act Regulation (B.C. Reg. 29/99), sections 11, 14 and 16 and Schedule 3, BC Laws. Current to November 3, 2026, read November 6, 2026.
- Moving within BC, ICBC. Read November 6, 2026.
- Move or cancel your service, BC Hydro. Page dated May 28, 2024, read November 6, 2026.
- New BC Hydro customers, BC Hydro. Page dated May 28, 2024, read November 6, 2026.
- Home owner grant, Province of British Columbia. Last updated September 22, 2026, read November 6, 2026.
- Apply for your home owner grant, Province of British Columbia. Last updated August 31, 2026, read November 6, 2026.
- Newly Built Home Exemption, Province of British Columbia. Last updated January 6, 2026, read November 6, 2026.
- Strata Property Act, Part 3: Duties of the company that created the strata (sections 5 to 24), BC Laws. Sections 5, 13, 14, 16 and 20, current to November 3, 2026, read November 6, 2026.
- Strata owner and tenant insurance, Government of British Columbia. Published July 23, 2025, accessed October 8, 2026.
The bottom line
Moving into a brand new home comes with many dates, and you can know nearly all of them on the day the completion notice arrives. Work through this list in order, keep the papers in one folder, and put the warranty dates in your calendar on the day you get the keys. Then your first year can be about living in the home, with the deadlines already taken care of.
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Key Takeaways
- Send the completion notice to your lawyer or notary the day it arrives.
- At the walk-through, record every item to fix with photos, and get the list signed.
- Start home insurance on completion day, and open your BC Hydro account before you move in.
- ICBC needs the address of your new home within 10 days of moving.
- Keep the warranty certificate and the care guide; the warranty does not pay for poor upkeep.
- Report problems in writing before the 12, 15 and 24 month warranty dates on a strata home.
Frequently Asked Questions
What is a pre-occupancy inspection on a new home?
A pre-occupancy inspection, also called the walk-through or pre-delivery inspection, is a visit to your finished home with the seller's team shortly before completion. You check every room, write down each item that needs fixing, and both sides sign the list. Your purchase contract says when it happens.
What should I check before taking possession of a new home?
Open every door, window and cupboard, run every tap and shower, flush each toilet, switch on every light and appliance, and test the heat. Look for chips, scratches, gaps and paint marks. Check that the finishes and appliances match your contract, and photograph every item you write down.
Do I need home insurance before I get the keys to a new home?
Have your own policy start on completion day. In a strata home the strata insures the building, and the Province of BC advises owners to insure their belongings, improvements, liability, living costs after a loss and their share of the strata deductible. Ask your lender what proof it needs.
When should I set up utilities in a new home?
Before you move in. BC Hydro asks new customers to contact it well before the move-in date so the power is on when they arrive, and a new account adds a $13.50 plus GST charge to the first bill. Book internet installation early as well.
How long do I have to change my address after moving in BC?
ICBC requires you to give it the address of your new home within 10 days of moving. That covers your driver's licence or BCID, and ICBC asks you to keep your vehicle licence, registration and insurance up to date. Change your address with your bank and the Canada Revenue Agency too.
What do I do if I find a problem after moving into a new home?
Write it down with photos and the date, then send written notice in reasonable detail to the warranty provider and to the company that built the home. Section 16 of BC's Homeowner Protection Act Regulation says to do this within a reasonable time and before that cover period ends.
When do I apply for the home owner grant on a new home?
Apply once you live in the home as your main residence, and again every year after. The Province of BC says applying online is fastest and that you should apply before your property tax due date to avoid late penalties. You can still apply up to December 31 of that tax year.
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