How multiplex projects get funded in Greater Vancouver.
Funding is where most multiplex projects live or die. This hub breaks it into clear topics, in plain language, whether you are a homeowner with a lot, a builder with a project, or an investor with capital to put to work. Start anywhere.
Where the money comes from
Your equity, bank and credit union loans, government programs, private lenders, and partners.
What it costs and pays for
Land, hard and soft costs, financing, and the contingency that keeps a budget honest.
How to get a yes
What lenders and investors look at, the returns and the risks, and the mistakes to avoid.
Ten deep dives into multiplex funding.
The Capital Stack for a Multiplex Project
Every project is paid for in layers. Understand the layers and you understand almost everything else about funding.
Construction Mortgages for Multiplex Builds
The most common way to fund a build. Money is released in stages as the work gets done, and you pay interest only until the homes are finished.
CMHC MLI Select and the 5-Unit Threshold
The government-backed program with the best terms, and the 5-unit rule that decides whether your project can use it.
Owner-Occupied Financing for a 1 to 4 Unit Multiplex
If you will live in one of the homes, you can often start with far less cash than an investor needs.
Private Lenders and Bridge Loans for Multiplex Projects
Faster, more flexible money for short periods. The right tool for a gap or a quick start, the wrong tool for the long haul.
Equity Partners and Joint Ventures for Multiplex Development
Someone brings money, you bring the project or the land. You share the risk and the reward.
Pre-Sale Deposits as Project Funding
Buyer deposits do not hand you cash to spend, but signed pre-sales lower a lender's risk and can raise how much you can borrow.
Project Costs and Budgeting for a Multiplex
The five buckets every budget must cover, and the two that people always forget.
What Lenders and Investors Look At Before Funding a Project
Five things decide most funding decisions. Get them right and a yes gets much easier.
Returns and Risk for Multiplex Project Funders
Two ways to earn, one rule that never changes: higher return always comes with higher risk.
Short reads on funding.
How Much of Your Own Money You Need to Fund a Multiplex
Why a Fifth Unit Can Change How Your Project Is Funded
How BC Credit Unions Are Funding Multiplex Builds in 2026
Getting Funded for Your First Multiplex Project
Debt or Equity: Two Ways to Fund a Multiplex Project
Ready to fund, build, or get funded?
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General information, not financial, legal, or investment advice. MultiLiving facilitates introductions; any lending or investment is arranged through the appropriate licensed parties. Program terms and rates are current as of 2026 and change with the market.