How Much of Your Own Money You Need to Fund a Multiplex

The amount of your own money you need depends entirely on how you fund the project. The range is wide, from a small down payment to nearly half the cost, so the first job is to pick the route that fits your situation.

Here is what each common route asks for as your share:

If you already own the lot, its value often counts as a large part of your equity. Someone who owns their land outright may need very little extra cash to fund a build, because the land is doing the heavy lifting.

This is why so many homeowners with a well-located lot are in a stronger position than they realize. The value is already there; it just needs to be put to work.